Welcome

To

OMEGA Mortgage

Machelle provides free resources, expert advice, and personalized mortgage solutions

to Ensure Military Families make the most of their benefits without unnecessary costs.

About the Founder

Machelle Lee : Your Trusted Mortgage Expert & Advocate for Military Families

Founder of OMEGA Mortgage | Branch Manager | Mortgage Instructor

With over 30 years in the mortgage industry, I’ve made it my life’s work to help borrowers—especially veterans and military families—achieve the dream of homeownership. As the Founder of OMEGA Mortgage and a seasoned Branch Manager and Mortgage Instructor, I offer a unique blend of expertise, experience, and heartfelt dedication to the clients I serve.

I understand firsthand the unique financial challenges military families face, from frequent relocations to navigating the ins and outs of VA loans and optimizing benefits like Basic Allowance for Housing (BAH). My mission is to provide every client with the education, tools, and personalized guidance they need to buy with confidence—because home should be your foundation, not your stress.

Let’s work together to turn your homeownership goals into a reality.

Navigating Military Homeownership: Your Trusted Guide

For veterans and military families, the journey to homeownership comes with unique challenges—frequent relocations, understanding VA loan benefits, and finding the right community. At OMEGA Mortgage, we specialize in helping military families turn obstacles into opportunities with expert guidance and tailored mortgage solutions.

Whether you’re buying your first home, relocating due to PCS orders, or looking to maximize your VA benefits, we’re here to simplify the process and empower you with the knowledge you need.

Get the Free Resources You Deserve!

Access expert insights, mortgage tools, and step-by-step guides designed for military families.

Claim Your Free Resources Now!

Let’s make homeownership a reality for you!

From Service to Settlement: Your Path to Home ownership

At OMEGA Mortgage, we specialize in helping military families and veterans navigate the home-buying journey with confidence. Whether you're understanding your VA benefits, relocating due to PCS orders, or searching for the perfect home, we turn challenges into opportunities.

With expert guidance, personalized solutions, and a commitment to your success, we make homeownership smooth, stress-free, and achievable.

Get Your Free Military Homeownership Resources Today!

Unlock expert insights, mortgage tools, and step-by-step guides designed just for military families.

Let’s make your dream home a reality—together!

Overcoming the Challenges of Military Home ownership

The real estate market can be complex, and for military families, frequent relocations, VA loan requirements, and finding a stable community add unique challenges. The process can feel overwhelming—but you don’t have to navigate it alone.

At OMEGA Mortgage, we specialize in guiding veterans, active-duty service members, and military families through every step of the home-buying journey. From maximizing your VA benefits to securing the right mortgage, we provide expert advice, tailored solutions, and free resources to make homeownership a reality.

Get Your Free Military Homeownership Resources Today!

Unlock expert insights, mortgage tools, and step-by-step guides designed specifically for military families.

Your Journey to Homeownership Begins Here

Guiding Veterans and Military Families Every Step of the Way

At OMEGA Mortgage, we are honored to serve those who serve by making homeownership accessible, achievable, and stress-free. Whether you’re navigating VA loans, relocating due to PCS orders, or searching for the perfect home, we provide expert guidance and dedicated support tailored to your unique needs.

Free Resources for Military Families

Empower yourself with the knowledge and tools to make informed homeownership decisions.

Free Resources for Military
Families

FREE STEP BY STEP GUIDE

We believe in empowering our clients with knowledge.

Download our free eBook,

"Serving Those Who Served: VA Loans Made Easy – SIMPLYING THE PATH TO HOMEOWNERSHIP FOR VETERANS."

This comprehensive guide covers everything you need to know, from understanding your housing benefits to navigating the buying process.

Click Here To Start Your Application Today.

Frequently Asked Questions

What areas do you serve?

I specialize in serving Florida, Georgia, North Carolina, Alabama, Tennessee, Maryland, Virginia, Texas, Illinois, California, Hawaii, the District of Columbia, Nevada, and Kansas. If you’re looking to buy outside these states, I can still assist you or connect you with a trusted expert in your area. No matter where you're headed, I'm here to help!

How do I qualify for a VA loan?

To qualify for a VA loan, you’ll need:

✔ A Certificate of Eligibility (COE) from the VA

✔ Proof of income

✔ A good credit score

✔ A manageable debt-to-income (DTI) ratio

Can military spouses use VA loan benefits?

Yes! Surviving spouses of veterans may be eligible for VA loan benefits, especially if the service member passed away due to service-related causes. Let’s review your eligibility and explore your homeownership options.

How can I use my Basic Allowance for Housing (BAH) to buy a home?

Your BAH can help cover your mortgage payments, making homeownership more affordable. I’ll show you how to maximize your BAH and turn it into a long-term investment.

What should I consider when relocating due to a Permanent Change of Station (PCS)?

Moving with the military? Keep these steps in mind:

✔ Start planning early

✔ Get pre-approved for a mortgage before your move

✔ Research schools, commute times, and local amenities

✔ Work with a military-friendly mortgage expert to find the right home

I specialize in making PCS relocations stress-free by helping you secure the best financing and find a home that fits your needs.

How can I invest in real estate as a veteran?

Veterans can use VA loans to purchase properties with little to no down payment, opening doors for real estate investment. Whether you're interested in rental properties or house hacking, I’ll help you develop a smart strategy to build long-term wealth.

What are the steps to buying a home?

✔ Get pre-approved for a mortgage

✔ Find the perfect home that fits your needs

✔ Make an offer and negotiate terms

✔ Complete inspections & appraisals

✔ Close the deal & get the keys!

I’ll walk you through every step to ensure a smooth and successful home-buying experience.

How do I get pre-approved for a mortgage?

Getting pre-approved is the first step in securing your dream home. You’ll need to provide details about your income, debts, and credit history. As a Licensed Mortgage Broker, I can personally guide you through the process to make it quick and hassle-free.